When you suffer a workplace injury, your life can fill with a lot of doubt. Doubt of how you are going to pay for the medical bills, doubt if your insurance has your best interest in mind and doubt if you will be able to continue earning a living. Steven M. Oser’s main objective is to eliminate the doubt from your life and get you fairly compensated for the injuries you have sustained at work so that you can live your normal life again.
Workers’ Compensation law allows compensation for workers who sustain accidents, injuries or occupational diseases on the job. To receive benefits, you have only to inform your employer of your injury within 30 days of its occurrence. However, the employer’s attorneys and their insurance companies will often try to minimize workers’ claims, delay action for as long as possible or refuse to compensate workers altogether.
To receive their due, many injured workers need the help of an experienced workers’ compensation lawyer. Steven M. Oser has been fighting for injured workers’ rights in Suffolk County for almost 30 years, and because of his experience as an insurance defense lawyer, he understands how insurance companies work.
Who Qualifies for Workers’ Compensation Benefits?
To be covered under the Virginia Workers’ Compensation Act, your accident, injury or illness must have occurred at work or while participating in a work-related activity. You do not have to prove that your employer was at fault, and you may qualify for benefits even if the accident was your fault. Families of workers who are killed on the job may be entitled to workers’ death benefits.
What Do Workers’ Compensation Benefits Cover?
If you are injured on the job, it can be a life changing experience. You may be entitled to some of the following benefits:
- Wages and income while you are not working;
- Authorization for necessary treatment;
- Payment of medical expenses;
- Job retraining if necessary to reenter the workforce;
- Continuing disability benefits if you are left with a permanent injury;
- Lifetime medical benefits.
Hire a lawyer who has years of experience handling these types of cases to make sure you recover fully for your claim.
What to Do If You’re Injured on the Job
When you are injured on the job it is important that you get medical help immediately. Make sure to receive documentation from the healthcare facility of your injury and the costs associated with your visit. You will then need to submit a written report of your injury to your employer. You must report your injury within 30 days, or you could be denied benefits. Your employer is not obliged to provide financial support if you do not report the injury. Report any injury, no matter how small.
How Does the Workers’ Compensation Claims Process Work?
After you report your injury, your employer must file a First Report of Injury (FROI) within 10 days for major injuries or death and within 30 days for minor injuries. You should then receive an award agreement outlining your benefits. If you don’t receive an award or receive an award that is not substantial enough to cover your injuries, you have two years to file a claim against the employer. It is important to have experienced legal counsel on your side if you have been denied benefits to walk you through the appeal process.
Why You Need an Experienced Workers’ Compensation Lawyer to Represent You in a Workers’ Compensation Claim
After you submit an injury report, you’ll be dealing with the employer’s attorneys and their insurance adjusters. Their job is to pay you as little as possible or to pay you nothing at all. Your employer can deny your claim, stop paying you benefits, offer you less than your due or pressure you to return to work prematurely. You could also become a victim of employer fraud that cheats workers out of their benefits. Steven M. Oser can take care of all these problems for you, and you won’t be charged a fee unless you obtain compensation.
Schedule a Free Consultation with a Workers Compensation Lawyer Today
Steven M. Oser, P.C. is an experienced workers compensation attorney representing injured workers in Suffolk County and throughout Virginia. Call (757) 539-4127 or (866) 986-1596 toll free or complete the online case review form to schedule a free consultation to discuss your case.